Richard Barr

Company Director & Founder

Richard Barr is a highly respected advisor and senior expert with over 30 years of international experience in risk management, compliance, payments innovation, and operational governance. He has worked with central banks, financial institutions, ministries of finance, and high-tech firms worldwide—bringing a rare blend of strategic insight and hands-on operational expertise.

Richard’s career includes five years at Wells Fargo Bank, advisory roles on major reform initiatives with national regulators, and leadership positions in the financial technology sector. As the co-founder and Principal Associate of Citadel Advantage Ltd. since 2001, he has led client engagements across enterprise risk frameworks, payment systems design (including RTGS and SWIFT), policy development, and fraud prevention.

His consulting and training work spans North America, Europe, Africa, Asia, and the Middle East. Richard’s ability to simplify complex regulatory and financial concepts into actionable guidance makes him a trusted resource for institutions seeking to strengthen compliance, modernize financial operations, and improve team capabilities.

A seasoned facilitator and educator, Richard has developed and delivered training programs for a wide range of audiences—from operations teams to senior compliance officers and technical specialists. His sessions are known for being practical, engaging, and directly applicable to real-world challenges.

Whether advising on national payment reform, helping fintechs align with regulatory expectations, or training financial professionals on risk mitigation, Richard brings clarity, depth, and relevance to every engagement.